A straightforward process

How It Works

Understand the typical journey before you apply or accept a borrowing option.

Explore

Start by understanding the product, potential costs and whether it fits your needs.

Review

Review eligibility requirements, provincial availability and any applicable terms.

Apply or Continue

If an application is available, provide only information through the authorized secure process.

Review the Agreement

Before accepting, review the amount borrowed, total cost, repayment schedule and other conditions.

No guarantee: Submitting an inquiry or application does not guarantee approval, funding, a specific rate or a specific funding time.