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Rates & Fees

Understand borrowing costs before accepting any financial agreement.

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Review the complete cost

The cost of borrowing can include interest, permitted fees and other charges depending on the product and province. Payday-loan rules are provincial, and applicable federal requirements may also affect high-cost lending.

Rates must be verified. CIVC should publish only current, legally reviewed cost-of-borrowing information for the specific product and province. Do not use placeholder rates as live offers.

Amount Borrowed

[INSERT VERIFIED PRODUCT LIMIT]

Borrowing Cost

[INSERT VERIFIED COST / FEE]

Repayment

[INSERT VERIFIED REPAYMENT TERMS]